United States · federal·Updated for 2026·Figures in USD · federal taxes; state tax on state pages
Hourly Paycheck Calculator (2026)
Paid by the hour? Enter your hourly wage, your hours a week and any overtime to see your take-home pay after federal income tax, Social Security and Medicare, worked out with the IRS's own 2026 withholding method.
Your pay
$
hours
Paid at time and a half
hours
W-4 details (optional)
$2,200 each
$500 each
$
$
Including the overtime or tips deduction you expect
$
Pre-tax deductions (optional)
Traditional, not Roth
%
$
Pre-tax premiums through your employer
Enter your hourly rate and hours. Your take-home pay appears here as you type.
Calculating
Show the mathSee how this was worked outHide
Federal income tax follows IRS Publication 15-T (2026), Worksheet 1A, for a W-4 from 2020 or later. Your employer may round to whole dollars. State and local income taxes are not included here. Pick your state for a paycheck with its rules.
Figures last verified October 20, 2026. Withholding follows IRS Publication 15-T for 2026; Social Security and Medicare follow Publication 15 for 2026.
Hourly take-home pay, before state tax
40 hours a week, paid weekly, single:
Hourly wage
Gross per week
Taxes per week
Take-home per week
Take-home per year
$12.00
$480.00
$53.76
$426.24
$22,164.48
$15.00
$600.00
$75.98
$524.02
$27,249.04
$20.00
$800.00
$115.28
$684.72
$35,605.44
$25.00
$1,000.00
$154.58
$845.42
$43,961.84
$30.00
$1,200.00
$193.88
$1,006.12
$52,318.24
$40.00
$1,600.00
$304.59
$1,295.41
$67,361.32
The same for salaries
Single, paid every two weeks, with a standard W-4 and no pre-tax deductions:
Salary
Gross per paycheck
Federal income tax
Social Security + Medicare
Take-home per paycheck
Take-home per year
$40,000
$1,538.46
$100.77
$117.69
$1,320.00
$34,319.94
$50,000
$1,923.08
$146.92
$147.11
$1,629.05
$42,355.16
$60,000
$2,307.69
$193.08
$176.54
$1,938.07
$50,389.86
$75,000
$2,884.62
$295.00
$220.68
$2,368.94
$61,592.61
$100,000
$3,846.15
$506.54
$294.23
$3,045.38
$79,179.87
A worked example
$60,000 a year, single, paid every two weeks. Each paycheck is $2,307.69. For federal income tax, the employer multiplies it by 26 ($59,999.94), subtracts the $8,600 standard adjustment ($51,399.94), and applies the IRS table: $1,240.00 plus 12% of the amount over $19,900, or $5,019.99 a year. Divided by 26, that is $193.08. Social Security is $143.08 and Medicare $33.46, leaving $1,938.07.
Married filing jointly on $100,000 with two children under 17, paid every two weeks, takes home $3,427.31 a paycheck, with $124.61 of federal income tax.
How do I calculate my paycheck from an hourly wage?
Multiply your hourly wage by your hours for the pay period, add overtime at one and a half times your rate, then take out federal income tax, Social Security and Medicare. At $20.00 an hour for 40 hours, paid weekly and single, that is $800.00 gross and $684.72 take-home.
How is overtime counted?
Hours over 40 in a workweek are paid at one and a half times your rate. Enter them as overtime hours a week; the calculator adds them to each paycheck before working out the taxes.
How much federal tax is taken out of my paycheck?
Federal income tax, plus Social Security (6.2%) and Medicare (1.45%). On a $60,000 salary paid every two weeks, single, that is $193.08 of income tax and $176.54 of Social Security and Medicare, leaving $1,938.07 before any state tax.
How is federal income tax withholding worked out?
Your employer annualizes each paycheck, subtracts a standard adjustment ($8,600, or $12,900 if married filing jointly, unless you checked the Step 2 box), applies the IRS withholding table, then divides by your number of paychecks and subtracts any dependent credits. This calculator follows the same IRS worksheet (Publication 15-T, Worksheet 1A).
Does this include state income tax?
No. State rules differ, so each state has its own page. In Texas, which has no state income tax, the federal figures here are the whole story.
When does Social Security stop being taken out?
Once your pay for the year reaches $184,500, the 2026 wage base. Medicare has no cap, and an extra 0.9% applies to pay over $200,000.
What does checking the Step 2 box on my W-4 do?
It tells your employer you have two jobs at once or a spouse who works. Withholding then uses a different table with no standard adjustment, so more is taken from each paycheck.
Do 401(k) contributions lower my taxes?
A traditional 401(k) contribution lowers your federal income tax withholding, but Social Security and Medicare are still taken from it. Pre-tax health premiums through a cafeteria plan lower all three.
What about no tax on overtime or tips?
The overtime and tips deductions are claimed on your tax return, but you can ask your employer to withhold less now by adding the deduction you expect to Step 4(b) of a new W-4. Enter it under W-4 details to see the effect.
