Michigan·Updated for 2026·Figures in USD · Michigan 4.25% income tax included
Michigan Paycheck Calculator (2026)
Michigan takes a flat 4.25% state income tax out of every paycheck, after your MI-W4 exemptions, on top of federal income tax, Social Security and Medicare. Enter your salary or hourly wage to see your take-home pay, worked out with the IRS's and Michigan's own 2026 methods.
Your pay
$
Before taxes
Michigan withholding (MI-W4)
Blank uses 0
W-4 details (optional)
$2,200 each
$500 each
$
$
Including the overtime or tips deduction you expect
$
Pre-tax deductions (optional)
Traditional, not Roth
%
$
Pre-tax premiums through your employer
Enter your salary. Your take-home pay appears here as you type — there is no button to press.
Calculating
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Federal income tax follows IRS Publication 15-T (2026), Worksheet 1A, for a W-4 from 2020 or later. Your employer may round to whole dollars.
Figures last verified November 1, 2026. Withholding follows IRS Publication 15-T for 2026; Social Security and Medicare follow Publication 15 for 2026; Michigan tax follows the Department of Treasury's 2026 withholding guide, Form 446.
Michigan take-home pay by salary
Single, paid every two weeks, with a standard W-4, no MI-W4 exemptions and no pre-tax deductions:
Salary
Gross per paycheck
Federal income tax
Social Security + Medicare
Michigan tax
Take-home per paycheck
Take-home per year
$40,000
$1,538.46
$100.77
$117.69
$65.38
$1,254.62
$32,620.06
$50,000
$1,923.08
$146.92
$147.11
$81.73
$1,547.32
$40,230.18
$60,000
$2,307.69
$193.08
$176.54
$98.08
$1,839.99
$47,839.78
$75,000
$2,884.62
$295.00
$220.68
$122.60
$2,246.34
$58,405.01
$100,000
$3,846.15
$506.54
$294.23
$163.46
$2,881.92
$74,929.91
Hourly pay in Michigan
40 hours a week, paid weekly, single:
Hourly wage
Gross per week
Taxes per week
Take-home per week
Take-home per year
$15.00
$600.00
$101.48
$498.52
$25,923.04
$20.00
$800.00
$149.28
$650.72
$33,837.44
$25.00
$1,000.00
$197.08
$802.92
$41,751.84
Minimum wage in Michigan
Michigan's minimum wage is $13.73 an hour for employers with two or more employees. It is scheduled to rise to $15.00 on January 1, 2027. Working 40 hours a week at $13.73, single and paid weekly, you earn $549.20 a week and take home $459.87 after taxes, or $23,913.04 a year.
Minimum wage
Hourly
Gross per week
Taxes per week
Take-home per week
Take-home per year
Michigan
$13.73
$549.20
$89.33
$459.87
$23,913.04
Minimum wage as last verified on October 30, 2026. Taxes per week include everything this calculator withholds in Michigan.
A worked example
$60,000 a year, single, paid every two weeks. Each paycheck is $2,307.69. For federal income tax, the employer multiplies it by 26 ($59,999.94), subtracts the $8,600 standard adjustment ($51,399.94), and applies the IRS table: $1,240.00 plus 12% of the amount over $19,900, or $5,019.99 a year. Divided by 26, that is $193.08. Social Security is $143.08 and Medicare $33.46. With no MI-W4 exemptions, Michigan takes 4.25% of the whole paycheck: $98.08. That leaves $1,839.99.
Married filing jointly on $100,000 with two children under 17, paid every two weeks, takes home $3,263.85 a paycheck, with $124.61 of federal income tax.
What Michigan takes from a paycheck
Michigan's tax is flat: every dollar above your exemptions is taxed at the same 4.25%, whatever you earn. On $60,000 paid every two weeks with no exemptions, that is $98.08 a paycheck. Each MI-W4 exemption takes $5,900 off your taxable pay for the year, about $250.75 less tax a year. City income taxes, where they apply, come on top.
Federal income tax, Social Security (6.2%), Medicare (1.45%) and Michigan income tax at a flat 4.25%. Some Michigan cities, such as Detroit, also tax wages, and those are not included here. On a $60,000 salary paid every two weeks with no MI-W4 exemptions, Michigan takes $98.08 and you keep $1,839.99 a paycheck.
How is Michigan income tax withholding worked out?
The Department of Treasury's 2026 withholding guide (Form 446) sets the rate at 4.25% of your pay after the personal and dependency exemption allowance. Each exemption you claim on Form MI-W4 is worth $5,900 for the year, spread across your paychecks.
What is the Michigan personal exemption for 2026?
$5,900 for each personal and dependency exemption, up from $5,800 in 2025. The withholding rate stays at 4.25%.
What if I never filled out Form MI-W4?
Every employer must get an MI-W4 from each employee; the federal W-4 cannot be used instead. If an employee does not give a valid one, the guide tells employers to withhold on total pay with zero exemptions, which is what this calculator uses unless you enter your own.
How are bonuses withheld in Michigan?
A bonus paid separately from regular pay is withheld at a flat 4.25%, with no adjustment for exemptions.
Does this include Detroit or other city income tax?
No. Some Michigan cities, such as Detroit, levy their own income tax, which your employer withholds separately. This calculator covers Michigan state income tax only.
How is federal income tax withholding worked out?
Your employer annualizes each paycheck, subtracts a standard adjustment ($8,600, or $12,900 if married filing jointly, unless you checked the Step 2 box), applies the IRS withholding table, then divides by your number of paychecks and subtracts any dependent credits. This calculator follows the same IRS worksheet.
When does Social Security stop being taken out?
Once your pay for the year reaches $184,500, the 2026 wage base. Medicare has no cap, and an extra 0.9% applies to pay over $200,000.
Do 401(k) contributions lower my taxes?
A traditional 401(k) contribution lowers your federal income tax withholding, but Social Security and Medicare are still taken from it. Pre-tax health premiums through a cafeteria plan lower all three.
What about no tax on overtime or tips?
The overtime and tips deductions are claimed on your tax return, but you can ask your employer to withhold less now by adding the deduction you expect to Step 4(b) of a new W-4. Enter it under W-4 details to see the effect.
