Texas·Updated for 2026·Figures in USD · no Texas income tax
Texas Paycheck Calculator (2026)
Texas has no state income tax, so your paycheck loses only federal income tax, Social Security and Medicare. Enter your salary or hourly wage to see your take-home pay, worked out with the IRS's own 2026 withholding method.
Your pay
$
Before taxes
W-4 details (optional)
$2,200 each
$500 each
$
$
Including the overtime or tips deduction you expect
$
Pre-tax deductions (optional)
Traditional, not Roth
%
$
Pre-tax premiums through your employer
Enter your salary. Your take-home pay appears here as you type — there is no button to press.
Calculating
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Federal income tax follows IRS Publication 15-T (2026), Worksheet 1A, for a W-4 from 2020 or later. Your employer may round to whole dollars.
Figures last verified October 20, 2026. Withholding follows IRS Publication 15-T for 2026; Social Security and Medicare follow Publication 15 for 2026.
Texas take-home pay by salary
Single, paid every two weeks, with a standard W-4 and no pre-tax deductions:
Salary
Gross per paycheck
Federal income tax
Social Security + Medicare
Take-home per paycheck
Take-home per year
$40,000
$1,538.46
$100.77
$117.69
$1,320.00
$34,319.94
$50,000
$1,923.08
$146.92
$147.11
$1,629.05
$42,355.16
$60,000
$2,307.69
$193.08
$176.54
$1,938.07
$50,389.86
$75,000
$2,884.62
$295.00
$220.68
$2,368.94
$61,592.61
$100,000
$3,846.15
$506.54
$294.23
$3,045.38
$79,179.87
Hourly pay in Texas
40 hours a week, paid weekly, single:
Hourly wage
Gross per week
Taxes per week
Take-home per week
Take-home per year
$15.00
$600.00
$75.98
$524.02
$27,249.04
$20.00
$800.00
$115.28
$684.72
$35,605.44
$25.00
$1,000.00
$154.58
$845.42
$43,961.84
Minimum wage in Texas
Texas has no minimum wage of its own above the federal one: the state adopts the federal minimum wage of $7.25 an hour by reference. Working 40 hours a week at $7.25, single and paid weekly, you earn $290.00 a week and take home $267.81 after taxes, or $13,926.38 a year.
Minimum wage
Hourly
Gross per week
Taxes per week
Take-home per week
Take-home per year
Texas
$7.25
$290.00
$22.19
$267.81
$13,926.38
Minimum wage as last verified on October 30, 2026. Taxes per week include everything this calculator withholds in Texas.
A worked example
$60,000 a year, single, paid every two weeks. Each paycheck is $2,307.69. For federal income tax, the employer multiplies it by 26 ($59,999.94), subtracts the $8,600 standard adjustment ($51,399.94), and applies the IRS table: $1,240.00 plus 12% of the amount over $19,900, or $5,019.99 a year. Divided by 26, that is $193.08. Social Security is $143.08 and Medicare $33.46, leaving $1,938.07.
Married filing jointly on $100,000 with two children under 17, paid every two weeks, takes home $3,427.31 a paycheck, with $124.61 of federal income tax.
Why Texas paychecks are bigger
Most states take their own income tax out of every paycheck. Texas cannot: its constitution forbids a tax on individuals' net incomes. And Texas unemployment tax is paid by employers; the Labor Code says it may not be deducted from wages. So the taxes on a Texas paycheck are the federal ones.
Only federal taxes: federal income tax, Social Security (6.2%) and Medicare (1.45%). On a $60,000 salary paid every two weeks, single, that is $193.08 of income tax and $176.54 of Social Security and Medicare, leaving $1,938.07 a paycheck.
Does Texas have a state income tax?
No. The Texas Constitution (Article 8, Section 24-a) says the legislature may not impose a tax on the net incomes of individuals.
Is Texas unemployment tax taken out of my pay?
No. Texas unemployment tax is paid by employers, and the Texas Labor Code (Section 204.003) says an employer may not deduct any part of it from your wages.
How is federal income tax withholding worked out?
Your employer annualizes each paycheck, subtracts a standard adjustment ($8,600, or $12,900 if married filing jointly, unless you checked the Step 2 box), applies the IRS withholding table, then divides by your number of paychecks and subtracts any dependent credits. This calculator follows the same IRS worksheet.
When does Social Security stop being taken out?
Once your pay for the year reaches $184,500, the 2026 wage base. Medicare has no cap, and an extra 0.9% applies to pay over $200,000.
Do 401(k) contributions lower my taxes?
A traditional 401(k) contribution lowers your federal income tax withholding, but Social Security and Medicare are still taken from it. Pre-tax health premiums through a cafeteria plan lower all three.
What about no tax on overtime or tips?
The overtime and tips deductions are claimed on your tax return, but you can ask your employer to withhold less now by adding the deduction you expect to Step 4(b) of a new W-4. Enter it under W-4 details to see the effect.
